/* ===== ONLINE BANKING PAGE ===== */

/* Hero */
.ob-hero {
  background: var(--dark);
  color: #fff;
  padding: 5rem 0 4rem;
  position: relative;
  overflow: hidden;
}
.ob-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(17,17,17,0.96) 0%, rgba(42,61,143,0.75) 100%),
    radial-gradient(ellipse at 80% 60%, #0d1a4a 0%, transparent 55%);
}
.ob-hero .wrap {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.ob-hero .breadcrumb {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-bottom: 1.2rem;
}
.ob-hero .breadcrumb a { color: rgba(255,255,255,0.55); }
.ob-hero .breadcrumb a:hover { color: #fff; }
.ob-hero .breadcrumb span { color: rgba(255,255,255,0.35); margin: 0 0.5rem; }
.ob-hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.4rem);
  font-weight: 800;
  margin: 0 0 1.2rem;
  line-height: 1.15;
}
.ob-hero .hero-lede {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.75);
  margin: 0 0 2rem;
  line-height: 1.7;
}
/* Login card */
.login-card {
  background: #fff;
  border-radius: 16px;
  padding: 2.25rem 2rem;
  color: var(--dark);
  box-shadow: 0 20px 60px rgba(0,0,0,0.35);
}
.login-card h2 {
  font-size: 1.3rem;
  font-weight: 800;
  margin: 0 0 0.35rem;
}
.login-card .lc-sub {
  font-size: 0.85rem;
  color: #666;
  margin: 0 0 1.75rem;
}
.lc-tabs {
  display: flex;
  gap: 0;
  background: #f4f4f4;
  border-radius: 8px;
  padding: 4px;
  margin-bottom: 1.5rem;
}
.lc-tab {
  flex: 1;
  padding: 0.5rem;
  border: none;
  background: none;
  font-family: inherit;
  font-size: 0.83rem;
  font-weight: 700;
  color: #888;
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}
.lc-tab.active {
  background: #fff;
  color: var(--dark);
  box-shadow: 0 1px 4px rgba(0,0,0,0.1);
}
.lc-form-group {
  margin-bottom: 1rem;
}
.lc-form-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 700;
  color: #444;
  margin-bottom: 0.4rem;
}
.lc-form-group input {
  width: 100%;
  padding: 0.7rem 0.9rem;
  border: 1.5px solid #e0e0e0;
  border-radius: 8px;
  font-family: inherit;
  font-size: 0.9rem;
  color: var(--dark);
  background: #fafafa;
  box-sizing: border-box;
  transition: border-color 0.15s;
  outline: none;
}
.lc-form-group input:focus { border-color: var(--red); background: #fff; }
.lc-forgot {
  display: block;
  text-align: right;
  font-size: 0.78rem;
  color: var(--red);
  text-decoration: none;
  font-weight: 600;
  margin-top: -0.5rem;
  margin-bottom: 1.25rem;
}
.lc-forgot:hover { text-decoration: underline; }
.lc-submit {
  width: 100%;
  padding: 0.8rem;
  background: var(--red);
  color: #fff;
  border: none;
  border-radius: 8px;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s;
}
.lc-submit:hover { background: var(--red-dark); }
.lc-divider {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin: 1.25rem 0;
  font-size: 0.78rem;
  color: #aaa;
}
.lc-divider::before, .lc-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: #eee;
}
.lc-register {
  display: block;
  text-align: center;
  padding: 0.75rem;
  border: 1.5px solid var(--red);
  border-radius: 8px;
  color: var(--red);
  font-family: inherit;
  font-size: 0.88rem;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.15s, color 0.15s;
}
.lc-register:hover { background: var(--red); color: #fff; }
.lc-security {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  margin-top: 1.25rem;
  font-size: 0.75rem;
  color: #aaa;
}
.lc-security svg { color: #4caf50; }
.lc-error {
  background: #fef2f2;
  border: 1px solid #fca5a5;
  color: #b91c1c;
  border-radius: 6px;
  padding: 0.65rem 0.9rem;
  font-size: 0.83rem;
  font-weight: 600;
  margin-bottom: 1rem;
}
.lc-submit.loading { opacity: 0.7; cursor: not-allowed; }

@media (max-width: 900px) {
  .ob-hero .wrap { grid-template-columns: 1fr; gap: 2.5rem; }
  .login-card { max-width: 480px; }
}

/* Features section */
.ob-features {
  padding: 5rem 0;
  background: #f8f8f8;
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
@media (max-width: 900px) { .features-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 540px) { .features-grid { grid-template-columns: 1fr; } }
.feature-card {
  background: #fff;
  border-radius: 12px;
  padding: 1.75rem;
  border: 1px solid #eee;
  transition: box-shadow 0.2s, transform 0.2s;
}
.feature-card:hover { box-shadow: 0 8px 28px rgba(0,0,0,0.08); transform: translateY(-3px); }
.feat-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}
.feat-icon.red { background: rgba(42,61,143,0.1); color: var(--red); }
.feat-icon.dark { background: rgba(17,17,17,0.07); color: var(--dark); }
.feature-card h4 { font-size: 1rem; font-weight: 700; margin: 0 0 0.5rem; }
.feature-card p { font-size: 0.87rem; color: #555; margin: 0; line-height: 1.6; }

/* Channels section */
.ob-channels {
  padding: 5rem 0;
  background: #fff;
}
.channels-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: stretch;
}
@media (max-width: 768px) { .channels-layout { grid-template-columns: 1fr; } }
.channel-card {
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid #eee;
  display: flex;
  flex-direction: column;
}
.channel-card-top {
  padding: 2.25rem 2rem 2rem;
  flex: 1;
}
.channel-card-top.dark-bg {
  background: var(--dark);
  color: #fff;
}
.channel-card-top.light-bg {
  background: #f8f8f8;
  color: var(--dark);
}
.ch-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}
.dark-bg .ch-icon { background: rgba(255,255,255,0.1); color: #fff; }
.light-bg .ch-icon { background: rgba(42,61,143,0.1); color: var(--red); }
.channel-card h3 { font-size: 1.3rem; font-weight: 800; margin: 0 0 0.6rem; }
.dark-bg p { color: rgba(255,255,255,0.72); font-size: 0.92rem; line-height: 1.7; margin: 0 0 1.5rem; }
.light-bg p { color: #555; font-size: 0.92rem; line-height: 1.7; margin: 0 0 1.5rem; }
.ch-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.ch-list li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.87rem;
}
.dark-bg .ch-list li { color: rgba(255,255,255,0.75); }
.light-bg .ch-list li { color: #444; }
.dark-bg .ch-list li svg { color: var(--red); flex-shrink: 0; }
.light-bg .ch-list li svg { color: var(--red); flex-shrink: 0; }
.btn-app-row { display: flex; gap: 0.75rem; flex-wrap: wrap; }
.btn-app { display: inline-flex; align-items: center; gap: 0.5rem; }
.light-bg .btn-outline { color: var(--dark); border-color: rgba(0,0,0,0.25); }
.dark-bg .btn-outline  { color: #fff; border-color: rgba(255,255,255,0.4); }
.channel-card-footer {
  padding: 1.25rem 2rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}
.dark-bg + .channel-card-footer { border-top-color: rgba(255,255,255,0.08); background: #1a1a1a; }
.light-bg + .channel-card-footer { border-top-color: #eee; background: #f0f0f0; }
.channel-card-footer .cf-label,
.channel-card-footer .cf-value { font-size: 0.78rem; font-weight: 600; }
.dark-bg + .channel-card-footer .cf-label { color: rgba(255,255,255,0.4); }
.dark-bg + .channel-card-footer .cf-value { color: rgba(255,255,255,0.6); }
.light-bg + .channel-card-footer .cf-label { color: #888; }
.light-bg + .channel-card-footer .cf-value { color: #333; font-weight: 700; }

/* Security section */
.ob-security {
  padding: 5rem 0;
  background: var(--dark);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.ob-security::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 5% 80%, rgba(42,61,143,0.25) 0%, transparent 55%);
}
.ob-security .wrap { position: relative; z-index: 1; }
.security-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
@media (max-width: 768px) { .security-layout { grid-template-columns: 1fr; gap: 2.5rem; } }
.security-text .kicker { color: var(--red); font-size: 0.8rem; margin-bottom: 0.6rem; }
.security-text h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  margin: 0 0 1rem;
}
.security-text > p { color: rgba(255,255,255,0.7); line-height: 1.7; margin: 0 0 2rem; }
.security-pillars {
  display: flex;
  flex-direction: column;
  gap: 1.1rem;
}
.sec-pillar {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.1rem 1.25rem;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
}
.sec-pillar-icon {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: rgba(42,61,143,0.2);
  color: var(--red);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.sec-pillar h4 { font-size: 0.92rem; font-weight: 700; margin: 0 0 0.2rem; color: #fff; }
.sec-pillar p { font-size: 0.82rem; color: rgba(255,255,255,0.55); margin: 0; line-height: 1.5; }

/* How to get started */
.ob-steps {
  padding: 5rem 0;
  background: #f8f8f8;
}
.ob-steps .section-header { text-align: center; max-width: 580px; margin: 0 auto 3rem; }
.ob-steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}
@media (max-width: 860px) { .ob-steps-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 480px) { .ob-steps-grid { grid-template-columns: 1fr; } }
.ob-step {
  background: #fff;
  border-radius: 12px;
  padding: 1.75rem 1.5rem;
  text-align: center;
  border: 1px solid #eee;
}
.ob-step-num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--red);
  color: #fff;
  font-size: 1.1rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
}
.ob-step h4 { font-size: 0.95rem; font-weight: 700; margin: 0 0 0.45rem; }
.ob-step p { font-size: 0.85rem; color: #555; margin: 0; line-height: 1.6; }

/* FAQ */
.ob-faq {
  padding: 5rem 0;
  background: #fff;
}
.ob-faq .section-header h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
.ob-faq .section-header p { margin: 0 0 1.5rem; }

/* CTA banner */
.ob-cta {
  background: var(--red);
  color: #fff;
  padding: 4rem 0;
  text-align: center;
}
.ob-cta h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); font-weight: 800; margin: 0 0 0.75rem; }
.ob-cta p { font-size: 1.05rem; color: rgba(255,255,255,0.85); max-width: 540px; margin: 0 auto 2rem; }
.ob-cta-row { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }