Welcome to UNCDF Bank DRC
Digital-first banking for individuals, businesses, and communities — built on trust, driven by innovation.
Start your banking journey in minutes with zero minimum balance.
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Fast local and cross-border transactions to 54 African countries.
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Grow your wealth through smart, flexible financial instruments.
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Flexible personal and business financing at competitive rates.
Apply now ›Tailored financial solutions for every stage of life and business.
Designed for small and medium enterprises looking for smart banking.
Learn more ›Access banking services through our 40,000+ authorised agents countrywide.
Find agent ›Nairobi, 30 October 2025 — UNCDF Group Holdings Plc announced robust growth, with profit after tax rising 18% year-on-year.
Read more ›Experience business banking with modern digital workflows, bulk payments, and advanced account controls.
Read more ›A practical account option for day-to-day personal banking needs with zero minimum balance.
Read more ›Mobile Banking
Send money, pay bills, check balances, apply for loans and more — all from your phone. Available on Android and iOS.
Our undertaking is two-pronged: to empower clients and stakeholders socially and economically. We do this through continuous innovation that makes banking more accessible, affordable, and efficient for all.
UNCDF Bank DRC is licensed by the Banque Centrale du Congo and is a subsidiary of UNCDF Group Holdings Plc, listed on the Nairobi Securities Exchange and LUBUMBASHI Stock Exchange.
Learn more about usLocate the nearest UNCDF Bank service point across DRC.
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